Care Providers Insurance Brokers, Inc.

Estate Planning

Our estate planning services have been developed to help preserve what you have worked so hard to build over the years and to help you plan for the eventual distribution of your assets to your heirs.

Proper estate planning may help you:

Obtain financial security for your family.
Pass your estate on to your heirs according to your wishes.
Reduce or eliminate taxes, administrative expenses and delays in connection with the transfer of your estate.
Provide liquidity to cover taxes, debts and expenses your estate may owe.
Provide the peace of mind that comes with knowing steps have been taken to protect the people who depend on you, as well as everything you've worked a lifetime to build.

The primary reason of Estate Planning is to accomplish the distribution of assets, to whom you wish minimizing taxation. Having a successful estate plan assures your wishes for your heirs. The initial planning process includes taking an inventory of your assess, discussing with trusted advisors, such as attorneys and accountants, your goals for the future.

Below is a brief list of items that should be considered to when taking inventory of your assess:

Real Estate (home or other real estate ventures)
Savings (bank accounts, CD's or money markets
Investments (stocks, bonds, mutual funds)
401(k), IRA, pension and other retirements accounts
Life insurance policies/annuities
Ownership in a business(es)
Motor vehicles (cars, boats, planes)
Jewelry
Other personal property of worth

The planning process is one that takes time and is ever changing. However, most people assume that estate planning is for the wealthy. Your loved ones are at risk of losing all that you have built in your lifetime, without proper planning, you are in danger of the following:

The transferring of your assets will be decided by the laws that govern your state.
Court appointed administrators make the decision; where, who and how much of your assess are distributed. As well as receiving expenses for their work and a deduction to the total amount that could be given to your loved ones.
When children are involved, it could result in a court appointed guardian.
A family owned business could be sold without the families consent.
Unnecessary estate taxes can be relinquished and administrative services can be incurred and deducted from your assess

Click Below to Chat with Your Personalized Facility Specialist.

Audio Testimonials

Rave Reviews

“CPIB has always been helpful and has saved us time, money, and most of all, has allowed us to not worry about our insurance needs. I trust them to handle any issues that may arise. Past experience says it all – great team!”

Leslie Weiner, Empower Community Day Program, LLC

“I use CPIB to find the cheapest rates and best coverage for my workers’ compensation, liability insurance and commercial auto insurance.”

Elizabeth Calvo, Real Challenges, Inc., Orange

“I have been with CPIB for a good 12 years now. I tried other companies, but I find myself coming back to CPIB. The level of service is unsurpassed. Alison has always been there ready to help. Even when I’ve called with a deadline in two days, she has always managed to save me from trouble.”

Myra Cervero, Best Care Guest Home, Anaheim

“I changed to CPIB because Alison helped us so much when our broker let our policies expire during the horrible firestorm week. Then, our former broker didn’t want to help us at all! Alison always called us back and kept us informed on a daily basis during this difficult time. Keep up the good work.”

Vickie Cate, Cate Adult Residential Facility, El Cajon

“CPIB has been of great service and savings for our company. As new facility owners, we are very pleased.”

Barry & Gail Thomas, New Beginnings Residential Care Facility, Los Angeles

“Although the insurance cost has been sky rocketing, CPIB has been able to keep the cost to a minimum. Alison has done excellent work for me over the past ten years. Great job girl, keep up the great work!”

Robin Moody, Robin Moody’s Munchkin Manor, Hemet

“Before calling CPIB I called several insurance brokers trying to get the best coverage at a reasonable price for my two locations. To my surprise, two brokers were not able to get me any insurance and the other broker gave me a quote almost double that of CPIB. Great Job!”

Lawrence Badih, The Country Mansion & Neighborhood Home Care, Antioch

“Thank you for all your work this past year. You made it possible for me to leave town and have a fantastic holiday with my family at a farm house in Tuscany.”

Sam Stelletello, Sunshine Care, Poway

“CPIB was extremely helpful when I went through the paper nightmare of changing facility locations. They were a bright spot in an otherwise exhausting experience.”

Lynda Ewert, Corona

Manage Your Policy

Auto ID Cards

Change of Address

Change of Name

Certificate of Insurance

Visit our online customer service center here.